Managing your money

Create a budget

Budgeting is a practical way to see where you spend your money, and can help to:

• get a clearer picture of your overall financial position
• prepare you for unexpected or large expenses, and
• identify areas where you can cut back spending and save money.

Learn more about creating and sticking to a budget at Moneysmart.

Get financial advice

You can get professional financial help for your individual situation at:

• Financial Information Service from Services Australia – information to help you plan for your financial future
• National Debt Helpline – call 1800 007 007 for free, independent and confidential financial counselling.