Dealing with finances

Find advice to help keep your finances in order during your career change.

On this page

In between careers

Switching careers may not happen overnight. There may be a period of time between careers, or at the beginning of a new career, where your income is reduced or non-existent.

In this situation, you may want to consider:

putting a budget together
getting help from a financial adviser.

Need financial help?

Talk to a financial counsellor or call the National Debt Helpline on 1800 007 007.

Budgeting and bills

Budgeting is a practical way to see where you spend your money, and can help to:

get a clearer picture of your overall financial position, which can make you feel more in control
prepare you for unexpected expenses
spot areas where you can cut back spending and save money

ASICs' Moneysmart website has tips and guidance to help you when:

paying council rates, bills and fines
planning and making a budget.

Learn more about how to track your spending and budgeting at Moneysmart.