Get help with costs

Living costs

There are several financial options to consider that could help with living costs, including:

• early access to your superannuation
• government payments from Services Australia
• entitlements within an income protection or trauma insurance policy
• NSW Trustee and Guardian prepares wills, Powers of Attorney and Enduring Guardianship documents at no cost for people eligible for a full Centrelink age pension, including people receiving other government benefits, such as a Department of Veterans' Affairs pension, who would otherwise be eligible for a full Centrelink age pension.

Electricity and equipment expenses

You may also be eligible for rebates for electricity and equipment expenses, including:

• Essential Medical Equipment Payment from Services Australia
• Life Support Energy Rebate from Service NSW - for retail customers or on supply (if you're billed on behalf of a care facility, retirement village or strata scheme)
• Medical Energy Rebate from Service NSW - for retail customers or on-supply (if you're billed on behalf of a care facility, retirement village or strata scheme).

EnableNSW provides equipment and services to people in NSW with chronic health conditions or disability to help them with mobility, communication and self-care

Health care and medical costs

The costs of most palliative care services are covered by the Department of Health and Aged Care, but there may be some costs associated with hospice and hospital care.

If your GP or doctor bulk bills, you don't have to pay for the appointment. You can learn more about:

• bulk billing at Services Australia
• cheaper or free medicine as part of the Pharmaceutical Benefits Scheme.

Medicare Safety Nets can also help to keep some of your medical costs down. Medicare will start paying more of your medical costs when you spend over a certain amount.