Planning for the future
See the range of advice, topics and resources to help you find the right information to plan your future and long-term financial wellbeing.
Life stages and events
Find information, support and guidance to help make financial decisions that are right for you.
Guides to major life events
- Life events—Information and support that outlines your options, entitlements and obligations to help you manage life's major events with ease and confidence.
- Starting and growing a family—A guide to help start or grow a family with information on services and support for those who are having a baby, parenting young children, or wanting to adopt a foster child.
- Register a birth—Information on how to register a birth and Aboriginal and Torres Strait Islander births.
- Schooling—A guide to help children starting public primary or high school, including information on selecting a school, enrolments, financial support and other services.
- Jobs and career—Information on returning to work, getting your first job, changing careers or advice and support if you lose your job.
- Students and job seekers—Vocational training is a great way to learn new skills and get paid experience in many different jobs.
- Vocational education and training—VET gives people workplace skills and technical knowledge. It emphasises hands-on experience and teaches many skills in demand in NSW.
- Living in NSW—A guide for people living in NSW and are renting, buying or renovating a property, want to find somewhere new to live, or who need emergency accommodation.
- Serious illness and injury—A guide for people who have a serious injury or chronic illness with information on support services, financial help for living and medical expenses, your rights and responsibilities at work, emotional support and more.
Money and relationships
- Relationships and money—Know your financial and legal responsibilities and where to get help if you need it.
- Getting divorced or separating—How to sort out your finances when you separate or break up.
- Financial Information Service—A free service that can inform and educate you about financial matters.
- End abusive relationship: Stay in your home—Find out what you can do, helpful services and resources to end an abusive relationship but stay in your home.
Planning to start a business
Support to start a business
- Business Concierge—The Business Concierge service gives free, personalised guidance to help women business owners at every stage of the business journey.
- Business Connect—Get independent business advice, practical insights and business skills training on a range of topics for your small business.
- Business Resources—Resources to support women in business.
- NSW Small Business Commission—The NSW Small Business Commissioner offers a cost-effective and confidential mediation service to help solve business or commercial disputes such as lease, licence or contract disagreements.
- Service NSW Business Profile—Your Service NSW Business Profile can help you manage your applications for business licences, grants, vouchers and more.
- Workplace health and safety—The basics for getting started on making your workplace safe.
- Business Planning—Business structures/types, business plans, intellectual property, industry information, and a step by step guide to starting a business.
- Support for businesses—Support options and government requirements to start or grow a business in NSW.
Resources
- Business Toolkit for Indigenous Women—Aims to inform and inspire Aboriginal and Torres Strait Islander women in their aspirations to be successful businesswomen.
- Council help for home businesses—Information on requirements, where to go for support, and a helpful guide for getting started.
- Business Connect Online Resources—Free business resources and practical tips all in one place, from webinars and podcasts to videos and quick reads to help you with your business journey.
- Business Connect Advisors—Get free confidential business advice from an advisor there are also multicultural advisors available who can provide support in multiple languages.
- Business and trade licences—Information to help you run your business and be a licensed tradesperson.
Training and networking
- Women in Business—Women in Business is a NSW Government and TAFE NSW initiative that offers a fully subsidised* online program for women who are looking to establish a micro business, a small business, or who are already operating a business.
- Networking and Mentoring—Networking and mentoring support for women in business.
- Support for Women in Business—Helps women start, run and grow their business, with access to available funding, education, networks, programs and services they need to succeed.
- Business Connect Events—Attend in-person and online events and workshops to develop your business skills and connect with other business owners.
Grants and funding
- Grants and Funding—Grants and funding support for women in business.
- Future Women Rural Scholarship Program—The NSW Rural Scholarship connects women from regional, remote and rural communities to a large, like-minded network that helps fast-track professional goals.
Planning retirement
- Planning your retirement—A guide for people in NSW who are planning to retire. It can help you manage your money, decide where to live and find support services.
- Retirement years—Help and payments for when you retire. Information about planning for retirement. What to do if you decide to keep working past Age Pension age.
- Guide to decision-making when someone dies—Here is a guide that can help you make decisions when someone dies.
- Funeral assistance for Aboriginal and Torres Strait Islander people—Find out about funeral assistance for Aboriginal and Torres Strait Islander people. Call 1800 647 487.
- Life Insurance Calculator — Estimate how much you might need.
Investing in your financial future
Learn more about how superannuation works including Self-Managed Super Funds (SMSF) and what you can do now.
Investing
- First time investors—First time investors can get started on their investing journey today with free resources.
- ASX Sharemarket Game—Play the share market game to learn more about shares.
Superannuation
- Superannuation Calculator—Find out your estimated super balance at retirement.
- How super works—Find out how super works, including Self-Managed Super Funds (SMSFs) and finding lost super, and what you can do now.
- Super Guru—Independent information on how to understand and grow your superannuation.
- Insurance through super—A financial safety net through your super.
- Australian Taxation Office information on super—Find reliable information on super and tax, including how to find your lost super.
Explore the Women’s Financial Toolkit
Everyday money matters
Explore a range of resources to help plan everyday spending, savings tips and advice, and ways improve your present and future financial wellbeing.
Help with unexpected issues
It's important to get help quickly if something happens unexpectedly to your finances. See the range of support services that are available.